Thinking about buying?
How much home can you afford?
Plug in a few numbers for a quick ballpark. When you're ready, we'll help you turn it into a real plan, from finding a lender to finding the right home.
You could afford a home around
$405,762
Estimated monthly payment: $2,800
- Principal & interest: $2,312
- Property taxes: $338
- Home insurance: $150
- Loan amount: $365,762
Already have a home price in mind?
Work the other direction with our mortgage payment calculator: enter the price, your down payment and the rate you're quoted, and see the monthly payment, the total interest, and when the loan would be paid off.
This is an estimate only, not a loan approval. It uses a common guideline: housing costs up to 28% of income and total debts up to 36%. It doesn't include HOA dues, mortgage insurance or closing costs. A lender can give you exact numbers.